Cash for wellness: study tests $500 monthly payments for black young adults
NCT ID NCT05609188
First seen Jun 27, 2026 · Last updated Jun 27, 2026
Summary
This study gave 300 low-income Black young adults (ages 18-24) in San Francisco and Oakland $500 per month for a year, plus optional financial discussion groups. Researchers wanted to see if this guaranteed income could reduce depression, increase investments in education or job training, and improve access to mental health and sexual/reproductive health services. The study is complete, and results will show whether cash transfers can help address financial and health inequities.
What this could mean
Our plain-language read of the trial. This is informational only, not medical advice or a prediction.
- Active substance
- Guaranteed income (monthly $500 cash transfer for 12 months) and optional peer financial discussion groups
- What this could lead to
- If successful, this could show that guaranteed income improves mental health and reduces financial hardship for young Black adults.
- What could go wrong
- This is a completed study with 300 participants, so results are limited to this group and may not apply to other populations or settings.
This is an AI summary of the original study and may miss details. Read our disclaimer.
Study facts
What this study's own registry entry says, in plain language.
- Phase
-
Not a phased trial
Phase numbers describe drug development. The registry uses this when they do not apply, as it does for trials of devices, procedures or behaviour changes, and for observational studies.
- Participants
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300 people
The number who actually took part.
- Started
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Nov 2022
- Finished
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Sep 2025
- Lead sponsor
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Other sponsor
The registry's catch-all category, for sponsors it does not file as a company, a government agency, or a research network.
Who can take part
This study's own entry requirements. Only the study team can say for certain whether you qualify.
- Ages
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18 to 24 years
- Sex
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Anyone
- Healthy volunteers
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Accepted
You do not need to have the condition being studied to take part.
Show the full entry requirements Hide the full entry requirements
Copied word for word from the study's registry entry, so the wording is the study team's rather than ours.
Inclusion Criteria: * Between 18-24 years of age at enrollment * Self-Identify as African American or Black * Live in a low-income housing tax credit (LIHTC) qualified census tract (QCT) in San Francisco or Oakland. Youth who are homeless or marginally housed in San Francisco and Oakland are also eligible; those who are marginally housed will need a letter from a youth agency that can affirm their marginal housing status. * Must not be currently enrolled in another GI project * Must have lived in the US for at least 3 years. * Must provide informed consent Exclusion Criteria: * Participation in another GI program at the time of enrollment * Lived in the United States for less than 3 years * Have plans to permanently leave the Bay Area * Being under the influence of alcohol or other substances at the time of enrollment.
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Conditions
The condition(s) this trial relates to.
As listed by the trial registrant
The condition terms exactly as the trial's registrant entered them.
Contacts and locations
Locations
-
University of California San Francisco
San Francisco, California, 94143, United States
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