Cash for wellness: study tests $500 monthly payments for black young adults

NCT ID NCT05609188

First seen Jun 27, 2026 · Last updated Jun 27, 2026

Summary

This study gave 300 low-income Black young adults (ages 18-24) in San Francisco and Oakland $500 per month for a year, plus optional financial discussion groups. Researchers wanted to see if this guaranteed income could reduce depression, increase investments in education or job training, and improve access to mental health and sexual/reproductive health services. The study is complete, and results will show whether cash transfers can help address financial and health inequities.

What this could mean

Our plain-language read of the trial. This is informational only — not medical advice or a prediction.

Active substance

Guaranteed income (monthly $500 cash transfer for 12 months) and optional peer financial discussion groups

What this could lead to

If successful, this could show that guaranteed income improves mental health and reduces financial hardship for young Black adults.

What could go wrong

This is a completed study with 300 participants, so results are limited to this group and may not apply to other populations or settings.

Disclaimer Read more

This is a summary of the original study . Summaries may miss details or leave out important information. Before applying or accepting participation, make sure you have read and understood the full study. Curemydisease.com takes no responsibility whatsoever for anything missed, misunderstood, or acted upon as a result of our summary — we know it does not capture everything.

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Conditions

The condition(s) this trial relates to.

Financial Stress Patient Acceptance of Health Care

As listed by the trial registrant

The condition terms exactly as the trial's registrant entered them.

Contacts and locations

Locations

  • University of California San Francisco

    San Francisco, California, 94143, United States